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Discover affordable housing in Schenectady where there are 43+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.
1953 Watt St, Schenectady, New York 12304
bed2
paymentSubsidized
accessibilityAccessible
736 Albany St, Schenectady, New York 12307
bed1-3
104 Irving Street, Schenectady, New York 12308
bedStudio-2
switch_access_shortcutShort Wait
accessibilityAccessible
3485 Carman Rd, Schenectady, New York 12303
bed1-2
switch_access_shortcutShort Wait
accessibilityAccessible
799 Albany St, Schenectady, New York 12307
paymentSubsidized
2415 Curry Rd, Schenectady, New York 12303
bed1-2
switch_access_shortcutShort Wait
accessibilityAccessible
619 Nott St Unit Second floor, Schenectady, New York 12308
bed3
payment$1400/mo.
1724 Foster Ave, Schenectady, New York 12308
bed2
payment$1095/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
515 Seneca St, Schenectady, New York 12308
bed3
payment$1350/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
1316 State St, Schenectady, New York 12304
bed2
payment$1295/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
1316 State St, Schenectady, New York 12304
bed2
payment$1295/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
1316 State St, Schenectady, New York 12304
bed2
payment$1245/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
834 Union St, Schenectady, New York 12308
bed1
payment$1050/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
509-509 Nott St Unit 507-509 Nott St - 2, Schenectady, New York 12308
bed4
payment$1500/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
1927 Osterlitz Ave Unit 1925, Schenectady, New York 12306
bed3
payment$1600/mo.
1576 Foster Ave, Schenectady, New York 12308
bed2
payment$1095/mo.
120 Degraff St, Schenectady, New York 12308
bed3
payment$1500/mo.
switch_access_shortcutShort Wait
real_estate_agentAccepts Vouchers
real_estate_agentNaturally Affordable
1504 Union St, Schenectady, New York 12309
bed1
payment$1050/mo.
7 N College St, Schenectady, New York 12305
bed2
payment$850/mo.
7 N College St, Schenectady, New York 12305
bed1
payment$795/mo.
How To Identify Affordable Housing in Schenectady, New York
Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.
| Badge | Description |
|---|---|
switch_access_shortcutShort Wait | Low income apartments with no or short waiting lists. |
paymentSubsidized | Low income housing where the rent is subsidized and the renter pays only a portion of total rent. |
real_estate_agentAccepts Vouchers | Apartments that accept Section 8 vouchers near you |
elderlySenior | Rental housing for seniors who are 55 (or sometimes 62) and older. |
paymentIncome Based | Affordable apartments where the rent paid is based on renter income. |
accessibilityAccessible | Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy. |
accessible_forwardDisability | Apartments for individuals or families with disabilities. |
real_estate_agentNaturally Affordable | Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program. |
Back to rentals ↑
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment InSchenectady, New York
$26.02/hour
(+73%) more thanNew York minimum wage and
$18.77(+259%) more than the Federal minimum wage.
Learn More About Schenectady, New York AffordableHousing ↓
What HUD offices serve Schenectady, New York?
Public Housing Agencies operate federally assisted affordable housing programs atlocal levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within theirjurisdiction.
Schenectady Municipal Housing Authority
Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Schenectady, New York.
Go to theNew YorkPublic Housing and Low-Income Apartments Waiting Lists page for openings near Schenectady.
How many renters live in Schenectady, New York?
The City of Schenectady haspeople living in households.
There are renters living inrenter households in thisCity. Renters make up 37.32percent of the population living in Schenectady.
What is the rental market like in Schenectady, New York?
There are an estimated housing units in theSchenectady area. Of these, units are rentalhomes, making up percent of the housing market. Forevery renter household in Schenectady, New York, there are1.2 rental units.
What is the vacancy rate for rentals in Schenectady?
The rental vacancy rate in Schenectady is 4 percent.This is alower than averagevacancy rate.When rental vacancy rates are low there are fewer available units. Rents tend to be higher as morepeoplecompete for scarce housing.
How many rental units are in Schenectady for each bedroom size?
Occupied Rental Units by Size in Schenectady
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms 1,077 4,343 5,260 3,916 706 Occupied Rental Units by Size in Schenectady
A large number of apartments in Schenectady have two or fewer bedrooms. Seniors and youngprofessionalsespecially may have more success finding an apartment that meets their needs.
How Much Is Rent in Schenectady
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - rangesfrom $1,011 to $1,830. FMRs areupdated annually by HUD for every city and county nationwide.
Bed Size 2024 Fair Market Rents Studio $1,011 One BR $1,131 Two BR $1,374 Three BR $1,661 Four BR $1,830 2024 Fair Market Rents in Schenectady, New York
How many units are rented at Fair Market Rent (FMR) in Schenectady?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s FairMarket Rent. Markets with a large share of units above FMR tend to have longer search times to find aqualified unit, while those with a large share of units below FMR tend to have more choices and shortersearch times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:Unit Size Count of Units Below FMR Percentage of Total Units Below FMR Studio 865 80 percent One BR 2,987 69 percent Two BR 3,878 74 percent Rental Units Below FMR in Schenectady, New York
How many affordable rental units are in Schenectady?
There are a variety of federal affordable housing programs serving households inSchenectady, New York including the following: Rental units may be funded in part by multiple federal programs.Federal Program Unit Count Low Income Housing Tax Credit Public Housing Section 8 Project-Based Rental Assistance Mod Rehab Project-Based Rental Assistance Section 202 Supportive Housing for the Elderly Tracked Units by Federal Program in Schenectady, New York
Income Based Apartments in Schenectady, New York
Schenectady features 1,464 income based apartments.Tenants of income based apartments typically pay no more than 30% of their income towards rent andutilities.
Low Rent Apartments in Schenectady, New York
There are 773 rent subsidized apartments that do notprovide direct rental assistance but remain affordable to low income households in Schenectady.
Housing Choice Vouchers in Schenectady, New York
On average, Section 8 Housing Choice vouchers pay Schenectady landlords$500 per month towards rent. The average voucher holdercontributes $400 towards rent inSchenectady.
The maximum amount a voucher would pay on behalf of a low-income tenant in Schenectady, New York fora two-bedroom apartment is between $1,237 and $1,511.
Sourced from federal housing data and AffordableHousingOnline.comresearch.
Affordable Housing Tip
Housing options for seniors.
Many housing programs have apartments or entire properties restricted to senior residents only, including Section 202 Supportive Housing for the Elderly.
What Renters Say About Us
Lisa Selby says:
"After years of applying for Section 8 and never being called, this website is the reason I finally received my voucher, and just moved into my new apartment! If I had not started receiving alerts from Affordable Housing Online of waiting list openings in my area, I would not be where I am today!"
